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If you have been losing too much money and are looking for a way to increase your monthly savings, then these are things you need to know.
Change your own oil:
Getting your oil changed by a professional often takes more time than you would like, once you include the time to drive to the shop and wait for your car to be serviced. By learning how to change your oil yourself at home, you can save money as well as time.
Check your tire pressure:
Even if your tire pressure is just a few pounds per square inch under the recommended levels, you may be spending five per cent more for fuel every time you fill up.
Drop the gym membership:
Obviously you don’t want to compromise on your health just to save money, but take a fresh look at how much value you are getting out of your gym membership. Do you go often enough to justify the monthly expense? Could you use your local recreation centre or low-cost home gym equipment to work out the same way?
Maximise your grocery savings: Pay closer attention to your current grocery store’s weekly sales, and any other benefits that are available through a loyalty programme (including things like e-coupons).
Cut back on what you are not using: We can all get into the routine of spending money on things we don’t even use. Take a look at your next cell phone or cable television statement and ask yourself whether you use all of the things you are paying for. You may be able to switch to a less expensive service plan and not even notice the difference.
Fix the leaks:
It is easy to put off fixing a leaky faucet or toilet tank. But over time, all that running water costs money.
Track your money:
One of the biggest reasons people find it too difficult to save money is that they don’t have a good understanding of how they are currently spending. Track your spending for a month or two so you have that knowledge.
Once you get in the habit of making small changes to improve your finances, you can build on them and improve your situation each and every month.
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